Advertising Disclosure
At Summit Ledger, we believe in complete transparency regarding our advertising and affiliate relationships. This disclosure explains how we may earn revenue through various partnerships and advertising arrangements.
Last updated: November 20, 2025
Our Commitment to Transparency
We are committed to maintaining your trust by being open and honest about how we generate revenue and any potential conflicts of interest. This disclosure document is provided in accordance with the Federal Trade Commission's guidelines on endorsements and testimonials.
Our primary goal is to provide valuable financial planning frameworks and guidance. When we recommend products, services, or resources, we do so based on our professional assessment of their quality and relevance to your financial objectives, not solely because of any compensation we might receive.
Affiliate Relationships
Disclosure of Affiliate Programs Participation
Summit Ledger participates in various affiliate programs, which means we may receive financial compensation when you click on certain links or make purchases through our referrals. These affiliate relationships allow us to continue providing valuable content and services while earning revenue to support our operations.
Commission-Based Link Explanations
When you encounter links to third-party products or services on our website, some of these may be affiliate links. This means:
- • We may receive a commission if you make a purchase through these links
- • The commission does not increase the price you pay
- • The product or service provider pays us a percentage of the sale
- • Your decision to purchase should be based on your own needs and research
Product Recommendation Policies
Our recommendations are based on thorough evaluation and professional judgment. We only recommend products or services that we believe offer genuine value to our clients and align with sound financial planning principles. The presence of an affiliate relationship does not influence our assessment of a product's quality or suitability for your needs.
Financial Relationship Transparency
We believe you have the right to know about any financial relationships that might influence our recommendations. When we reference specific financial products, tools, or services, we will clearly indicate if an affiliate relationship exists. This transparency allows you to make informed decisions about whether to use our affiliate links or seek these products independently.
Sponsored Content
Identification of Paid Content
From time to time, we may publish content that has been sponsored or paid for by third parties. Any sponsored content will be clearly labeled as such with designations like "Sponsored," "Paid Partnership," or "Advertisement." This labeling ensures you can distinguish between our independent editorial content and material that has been financially supported by external parties.
Sponsored Post Labeling Policies
Our sponsored content labeling follows these principles:
- • Clear and conspicuous disclosure at the beginning of sponsored content
- • Transparent identification of the sponsoring party when appropriate
- • Distinction between sponsored and editorial content
- • Honest representation of the nature of the sponsorship relationship
Brand Partnership Disclosures
We may enter into partnerships with financial services providers, technology companies, or other brands relevant to financial planning. These partnerships may involve financial compensation, free products or services, or other benefits. We will disclose such relationships when they are relevant to the content we provide or the recommendations we make.
Content Authenticity Guarantees
Even when content is sponsored, we maintain editorial control over what we publish. We do not allow sponsors to dictate the content of our recommendations or analysis. Our professional integrity and your trust are more valuable to us than any sponsorship arrangement. We will decline sponsorships that require us to compromise our standards or misrepresent information.
Third-Party Advertising
Display Advertising Networks Used
We may use third-party advertising networks to display advertisements on our website. These networks may include Google AdSense and other reputable advertising platforms. These advertisements help support our operations and allow us to continue providing valuable content and services.
Behavioral Targeting Disclosure
Third-party advertising networks may use behavioral targeting to show you advertisements based on your browsing history and interests. This targeting is performed by the advertising networks, not by Summit Ledger directly. You can learn more about how these networks collect and use data by reviewing their privacy policies.
Cookie Usage for Advertising
Advertising networks may use cookies and similar technologies to collect information about your browsing behavior for advertising purposes. For detailed information about our cookie practices and how to manage your preferences, please refer to our Cookie Policy.
Ad Personalization Practices
The advertisements you see on our website may be personalized based on your interests, demographics, and browsing behavior. This personalization is intended to show you more relevant advertisements. You have the right to opt out of personalized advertising through your browser settings or through industry opt-out tools.
User Rights and Controls
Ad Preference Management Options
You have several options to manage your advertising preferences:
- • Adjust your cookie preferences through our Cookie Policy page
- • Use browser settings to block third-party cookies
- • Visit advertising network opt-out pages to disable personalized ads
- • Install browser extensions that block advertising trackers
Opt-Out Procedures
To opt out of personalized advertising, you can visit industry opt-out platforms such as the Digital Advertising Alliance's consumer choice page or the Network Advertising Initiative's opt-out tool. Please note that opting out of personalized advertising does not mean you will stop seeing advertisements; it means the ads you see will be less relevant to your interests.
Data Collection for Advertising Purposes
When you visit our website, advertising networks may collect information such as your IP address, browser type, pages visited, and time spent on pages. This information is used to serve relevant advertisements and measure advertising effectiveness. For more details about data collection practices, please refer to our Privacy Policy.
Rights Under Privacy Regulations
Depending on your location, you may have additional rights regarding your data under privacy regulations such as the GDPR or CCPA. These rights may include the right to access, correct, or delete your data, and the right to object to certain types of processing. To exercise these rights, please contact us using the information provided on our Contact page.
FTC Compliance Statement
This advertising disclosure is provided in accordance with the Federal Trade Commission's 16 CFR Part 255, Guides Concerning the Use of Endorsements and Testimonials in Advertising. We comply with FTC guidelines by clearly disclosing our material connections with brands, products, or services we recommend.
Our goal is to help you make informed financial decisions. We encourage you to conduct your own research and consult with qualified financial professionals before making any financial commitments based on our recommendations or referrals.
Questions About Our Advertising Practices
If you have any questions about our advertising relationships, affiliate partnerships, or this disclosure, please do not hesitate to contact us. We are committed to maintaining transparency and addressing any concerns you may have.
Summit Ledger
350 Fifth Avenue, Suite 5100
New York, NY 10118, United States
Email: [email protected]
Phone: +1 (212) 847-3926